Merritt Business Solutions offers a variety of services to help run a business. We strive to assist clients in saving money while getting better quality services. In addition, our services can help save time by taking over the responsibilities of managing certain business functions.
Prepare for the unexpected with simplified insurance and pay-as-you-go solutions.
Protect your business and gain confidence knowing that complex employment-related regulations and compliance are met and checked off.
Work with our compliance experts for industry-specialized guidance on employment-related rules and regulations to help you mitigate risk. Our expert guidance will help you stay on track whenever difficult or sensitive situations arise, so you can always make an informed decision. Stay up-to-date with ever-changing employment rules and regulations that can often take time away from growing your business. proident, sunt in culpa qui officia deserunt mollit anim id est laborum.
Employee benefits administration is a good task to outsource, as it can be complex and time-consuming
Our industry-specialized team of HR consultants can help you tackle your HR responsibilities.
Strategic HR — We help you analyze your compensation strategy, as well as your turnover and engagement metrics, compared to similar companies
Compliance — Our risk and compliance experts stay on top of the thousands of annual changes to employment regulations; as a result, we can help you avoid common benefits administration and HR management pitfalls
Participate in courses on Workplace Harassment, HR Recordkeeping, Sales, and more.
Depending on your needs and business size, we can help you leverage data from your own workers — combined with our benchmarking data from millions of employees — to help you answer questions such as:
Employment laws protect employees from discrimination, wrongful termination, sexual harassment, and more. Though most employers try to treat employees fairly, no company is immune to legal challenges. EPLI is a cost-effective way to protect your business should a lawsuit arise. We’ll help you find the affordable coverage you need.
No more waiting on hold for a simple answer to a question. We don’t rely on an automated attendant for your payroll support, we offer a powerful, human connection.
We will calculate, file, deposit and reconcile your payroll taxes.
We’ll even respond to inquiries from taxing agencies regarding the deposits and the returns we file for you. Best of all, if we make a tax filing error, we pay the resulting fines or penalties imposed by the taxing authorities for you.
The quickest way to pay your employees. On payday, pay is automatically deposited in each employee’s account.
We offer an accessible mobile app for both Employees and Managers.
The mobile will allow managers and employees to:
Create a comprehensive, professional-quality employee handbook based on federal employment law in a few simple steps.
Receive phone and email access to a dedicated support team of HR professionals to help you navigate even your most complicated HR issues.
Properly complete everyday HR tasks, such as hiring and termination, with step-by-step, best-practice guidelines, essential forms and documents, and related policies.
Manage labor costs and compliance with easy Time & Attendance tools. For advanced capabilities, Workforce Management adds optimized scheduling, labor forecasting/budgeting, attendance policy, leave case management and more.
Receive detailed job descriptions from a library of more than 300 job titles and descriptions.
Manage premium payments efficiently and possibly eliminate your upfront premium deposit.
Only pay for what you owe — payments are based on real-time data each payroll cycle.
Reduce the risk of over or underpayment of your workers’ compensation premiums.
Your employees are your greatest investment.
Health insurance is a critical factor in retaining and recruiting employees, as well as maintaining productivity and satisfaction.
Offering the “right” health insurance plan is one of the most important decisions you can make – keeping employees happy and healthy benefits you in the long run. But making sense of the complex health care system has become increasingly difficult for employers.
Our plans help you save money on health care costs and keep your employees informed, healthy and happy. And healthier employees mean a healthier bottom line.
Our plans also are efficient to manage, so you can focus on what you do best – running your business.
At its most basic, life insurance is a contract between you and an insurance company. Under the terms of the contract, you make regular premium payments to the company in exchange for a certain dollar amount of coverage. If you pass away while your coverage is in place, the life insurance company will pay out a death benefit to the beneficiaries you designate.
While the death benefit is the primary reason people tend to get life insurance, certain types of policies accumulate cash value, which is money that grows in a tax-advantaged way and is available for you to access throughout your life.
Your ability to earn a living and contribute to your household is likely your most valuable asset. Disability insurance replaces a portion of your income—or helps cover the cost of household services for stay-at-home-parents—should illness or injury prevent you from doing your job. We can help protect your income, and your family, with a disability insurance policy that’s right for you.
Dental insurance plans can help assist costs related to dental procedures, cleanings, etc.
Most dental services are not covered by medical plans today. These products are broken up into 3 categories of coverage: Preventative, Basic and Major services.
• Preventative – These services include items such as routine check ups and cleanings. There is typically no waiting period for these services to be rendered when you purchase a policy.
• Basic Restorative – Services included in basic are simple extractions, fillings, and root canals are included here. Typically there is at least a 6-month waiting period before insurance can be applied to these services.
• Major – Crowns, bridges, dentures or other major services are located here. Typical plans will cover up to 50% of these services up to your plans’ maximum. These services typically have a 12-month waiting period.
Many medical plans do not cover expenses related to vision checkups and procedures. Vision insurance that gives you options on coverage for such items as routine exams, glasses and contacts allowance, and even discounts on LASIK.
Critical illness plans generally have a very specific list of diagnoses that will trigger a payout. If you get seriously sick with something that isn’t specifically listed on your policy, the plan won’t pay you anything—even if you incur substantial out-of-pocket costs as a result of the illness.
It’s important to understand exactly how the policy works before you purchase it so you’re not caught unaware in a tough situation, expecting a payout from your critical illness plan and then not receiving one.
Two kinds of accident policies are available, including accidental death and dismemberment insurance (AD&D) and supplemental accident insurance. They’re often combined and sold together. The benefits vary from state to state due to local insurance regulations.
Hospital indemnity insurance, also known as hospital confinement insurance, provides a cash benefit if you’re confined to a hospital due to an illness or serious injury.